PM Kisan Samman Nidhi (PM-KISAN)
₹6,000/year in 3 instalments directly to small/marginal farmers. Over 9 crore beneficiaries.
ℹ️ Important: All scheme information is provided for awareness. Always verify with official government portals before applying. Links to official apply pages are provided on each scheme's detail page.
Ministry of Agriculture & Farmers Welfare
45+ schemes for farmers, agricultural development
PM Fasal Bima Yojana
Crop insurance scheme covering yield losses due to natural calamities at very low premium.
Kisan Credit Card (KCC)
Short-term credit for farming needs at subsidized 7% interest rate. Up to ₹3 lakh.
PM Krishi Sinchayee Yojana
Har Khet Ko Pani — irrigation scheme to improve water use efficiency for every farm.
e-NAM (National Agriculture Market)
Online trading platform for farmers to sell produce directly across India.
PM-KUSUM Yojana
Solar pumps and grid-connected solar power plants for farmers. Subsidy up to 90%.
Ministry of Housing & Urban Affairs (MOHUA)
Affordable housing, urban development schemes
PM Awas Yojana – Urban (PMAY-U)
Housing for all by 2024. Subsidy up to ₹2.67 lakh for EWS/LIG/MIG categories.
PM Awas Yojana – Gramin (PMAY-G)
Rural housing assistance: ₹1.20 lakh (plains), ₹1.30 lakh (hills/NE) per beneficiary.
Smart Cities Mission
100 smart cities development with citizen-centric urban infrastructure and digital services.
AMRUT 2.0
Atal Mission for Rejuvenation — water & sewerage infrastructure for 500+ cities.
Ministry of Health & Family Welfare
Healthcare, insurance, wellness programs
Ayushman Bharat – PM-JAY
Health insurance of ₹5 lakh per family per year. Covers 1,350+ medical packages. Free for poor.
PM Jan Aushadhi Scheme
Quality generic medicines at 50–90% cheaper prices through 9,000+ Kendriya stores.
National Health Mission (NHM)
Universal health services for rural and urban poor — free treatment, medicines, diagnostics.
POSHAN Abhiyaan
National Nutrition Mission to reduce malnutrition among children, pregnant women & lactating mothers.
Ministry of Labour & Employment
Employment guarantee, job creation, worker welfare
MGNREGS (NREGA)
100 days of guaranteed wage employment per year to rural households. ₹267/day wage rate.
Atmanirbhar Bharat Rojgar Yojana
Government pays EPF contribution for new employees and employers to boost employment post-COVID.
e-Shram Portal
National database of unorganised workers for social security and scheme benefits.
PM Employment Generation Programme
Credit-linked subsidy scheme for establishing micro-enterprises. 15–35% subsidy on project cost.
Ministry of Finance / RBI / SEBI
Financial inclusion, insurance, investment schemes
PM Jan Dhan Yojana (PMJDY)
Zero-balance savings account with RuPay Debit Card, ₹1 lakh accident cover, ₹10,000 overdraft.
PM Suraksha Bima Yojana
Accidental death/disability insurance for ₹2 lakh at just ₹20/year premium.
PM Jeevan Jyoti Bima Yojana
Life insurance of ₹2 lakh at ₹436/year for age group 18–55 years via bank account.
Sukanya Samriddhi Yojana
8.2% interest rate savings account for girl child. Tax exemption under 80C. Min ₹250/year.
National Savings Certificate
Government-backed 5-year saving instrument at 7.7% interest. Tax benefit under 80C.
Public Provident Fund (PPF)
15-year long-term savings scheme at 7.1% interest. Fully tax-exempt (EEE). Min ₹500.
PFRDA / Ministry of Finance
Pension, retirement, social security schemes
Atal Pension Yojana (APY)
Guaranteed pension of ₹1,000–₹5,000/month for unorganised sector workers from age 60.
National Pension Scheme (NPS)
Market-linked voluntary retirement savings. Tax benefit up to ₹2 lakh. For all citizens.
PM Shram Yogi Maandhan
₹3,000/month pension for unorganised workers earning ≤₹15,000/month. Age 18–40 eligible.
Ministry of MSME & DPIIT
Business loans, entrepreneur support, startup schemes
PM MUDRA Yojana
Loans up to ₹20 lakh (Shishu ₹50K, Kishore ₹5L, Tarun ₹20L) for micro/small enterprises.
Stand-Up India
₹10 lakh–₹1 crore loan for SC/ST and women for greenfield enterprise. One per bank branch.
Startup India
Tax holiday for 3 years, fund of funds, easier compliance for DPIIT-recognized startups.
CGTMSE – Credit Guarantee
Collateral-free loans up to ₹5 crore for MSMEs via Credit Guarantee Trust Fund.
Ministry of Electronics & IT (MeitY)
Digital India, e-governance, citizen services
DigiLocker
Store and share Aadhaar, PAN, RC, degree certificates digitally. Accepted as original documents.
UMANG App
Unified Mobile Application for New-age Governance — access 2000+ govt services on phone.
Aadhaar Services
Update, download, verify Aadhaar card. Mobile & email linking, biometric lock/unlock.
Ministry of External Affairs — Passport Services
Passport application, renewal, tatkal, PCC
Passport Application (New)
Fresh passport for 10 years. Apply online at passportindia.gov.in. Fee ₹1,500 (36 pages).
Tatkal Passport
Urgent passport in 1–3 working days. Additional fee applies. For genuine emergency travel.
Police Clearance Certificate
For employment abroad, immigration, long-term visa. Apply through Passport Seva Kendra.
Ministry of Road Transport & Highways
Driving licence, vehicle registration, permits
Driving Licence (New / Renewal)
Apply for new DL or renew existing. Learner's licence, permanent DL via Parivahan portal.
Vehicle Registration (Parivahan)
Register new vehicle, transfer ownership, issue RC, apply for fitness certificate online.
FASTag (National Electronic Toll Collection)
Mandatory RFID toll payment tag for vehicles. Buy from banks, Paytm, Amazon & toll plazas.
Ministry of Skill Development & Entrepreneurship
Free skill training, certification, job placement
PM Kaushal Vikas Yojana 4.0
Free short-term skill training in 300+ job roles. Certificate valid across India. Stipend given.
National Apprenticeship Promotion Scheme
25% of stipend reimbursed to employers for engaging apprentices. Upto ₹1,500/month.
Ministry of New & Renewable Energy / Petroleum
Solar, LPG, clean energy schemes
PM Surya Ghar Yojana
Free rooftop solar installation. 300 units free electricity/month. Central subsidy ₹78,000.
PM Ujjwala Yojana 2.0
Free LPG connection + first refill + stove to BPL women. Over 9.6 crore connections given.
Saubhagya Scheme
100% household electrification — free connections to BPL households in rural areas.
Ministry of Women & Child Development
Women empowerment, child welfare, nutrition
Beti Bachao Beti Padhao
Campaign against female infanticide and for girls' education. Covers 640 districts nationally.
Pradhan Mantri Matru Vandana Yojana
₹5,000 maternity benefit in 3 instalments for first living child to pregnant/lactating women.
One Stop Centre (Sakhi)
Integrated support services for women affected by violence — shelter, legal, medical, police aid.
Ministry of Education
Scholarships, fellowships, mid-day meal, higher education
National Scholarship Portal (NSP)
50+ central government scholarships for pre-matric, post-matric, and merit students.
PM Vidya Lakshmi
Education loans up to ₹10 lakh at subsidized interest for higher education. No collateral.
PM POSHAN (Mid-Day Meal)
Free nutritious lunch to 11.8 crore children in government schools across India.