🎯 All Government Schemes Directory

₹6,000/year in 3 equal instalments to all eligible small & marginal farmers. Direct bank transfer. Over 9 crore beneficiaries across India.

Crop insurance covering losses from natural calamities, pests, diseases. Premium: 2% Kharif, 1.5% Rabi, 5% horticulture crops.

Short-term crop loan at 7% effective interest. Limit up to ₹3 lakh. Covers crop, allied activities, and household needs.

Solar pumps for farmers at 10% cost (90% subsidy). Grid-connected solar power generation on barren land. PM-KUSUM components A, B, C.

Housing for all by 2024. Interest subsidy 3%–6.5% on home loans for EWS/LIG/MIG. Apply through bank or PMAY portal.

Rural housing assistance: ₹1.20 lakh (plains) and ₹1.30 lakh (hills/NE). For houseless and kutcha house dwellers.

₹5 lakh health insurance per family per year. 1,350+ medical treatments covered. Free at empanelled govt & private hospitals.

Quality generic medicines at 50–90% lower prices via 9,000+ Pradhan Mantri Bhartiya Jan Aushadhi Kendras nationwide.

100 days guaranteed employment per year for rural households. Current wage ₹267/day. Apply at Gram Panchayat office.

15–35% subsidy on project cost for micro-enterprise setup. ₹25 lakh max for manufacturing, ₹10 lakh for service sector.

Zero-balance savings account with RuPay card, ₹2 lakh accident insurance, ₹30,000 life cover, ₹10,000 overdraft.

Accidental death/disability insurance ₹2 lakh cover for just ₹20/year. For all bank account holders 18–70 years.

Life insurance ₹2 lakh on death (any cause) at ₹436/year. For bank account holders 18–55 years. Auto-renew via account.

Guaranteed monthly pension ₹1,000–₹5,000 from age 60 for unorganised sector workers. Govt co-contributes 50% for 5 years.

Market-linked voluntary retirement scheme. Tax benefit ₹1.5L (80C) + ₹50K additional (80CCD). Low-cost fund management.

Collateral-free business loans: Shishu (₹50K), Kishore (₹5L), Tarun (₹20L). For non-farm micro/small enterprises.

₹10 lakh–₹1 crore greenfield enterprise loan for SC/ST and women. At least one beneficiary per bank branch.

Tax holiday 3 years, INR 10,000 crore Fund of Funds, single window clearance for DPIIT-recognized startups.

50+ central scholarships for pre-matric, post-matric students. Covers SC/ST/OBC/minority/disabled students. Annual deadline Oct–Nov.

Education loans up to ₹10 lakh at 4% for girls (subsidized). No collateral for loans up to ₹7.5 lakh. For higher education.

Campaign addressing female foeticide, improving sex ratio, and promoting girl child education in 640 districts of India.

8.2% interest savings account for girl children. Open for girls below 10 years. Deposit ₹250–₹1.5 lakh/year. Tax-free returns.

₹5,000 maternity benefit in 3 instalments for first child to pregnant/lactating women above 19 years. Via DBT to bank account.

Rooftop solar for homes. 300 units/month free electricity. Central subsidy ₹30K–₹78K based on capacity. Apply at pmsuryaghar.gov.in.

Free LPG connection + first refill + stove for BPL/SC/ST women. 9.6 crore connections given. Apply at nearest LPG dealer.

Secure cloud-based platform for storing Aadhaar, PAN, RC, degree certificates. Documents accepted as originals by govt & banks.

Free short-term skill training in 300+ job roles. Certification recognized nationally. Placement support. Stipend during training.

₹25,000 in 6 instalments from birth to class 12 for UP girls. Family income ≤ ₹3 lakh. Apply at mksy.up.gov.in.

Crop loan waiver up to ₹1 lakh for UP small/marginal farmers from cooperative banks. Apply at upkisan.in.

Karnataka state health scheme extending ₹5 lakh health cover to all BPL and Antyodaya families not covered by PMJAY.

₹2,000/month to the woman head of household in Karnataka. Benefit to 1.27 crore families. DBT to Aadhaar-linked account.

₹75,000 at age 18 for girl child born in yellow/orange ration card families after April 1, 2023. Promotes girls' welfare.

₹1,000/month to female heads of families in Tamil Nadu as economic support. 1.06 crore women enrolled.